1
00:00:03,003 --> 00:00:06,166
MAN: <i>No, you shut up! Shut the hell up!</i>
WOMAN: <i>Okay, I am listening. What?</i>

2
00:00:06,339 --> 00:00:07,966
<i>- What are you trying to say?</i>
MAN: <i>Good.</i>

3
00:00:08,141 --> 00:00:09,472
<i>This is what I'm gonna tell you.</i>

4
00:00:09,642 --> 00:00:11,837
<i>I can come to your house.
To your neighbors' house.</i>

5
00:00:12,012 --> 00:00:14,173
WOMAN: <i>You cannot!
- I could come to your parents' house</i>

6
00:00:14,347 --> 00:00:15,712
<i>- and say you welched</i>
WOMAN: <i>Oh, sir.</i>

7
00:00:15,882 --> 00:00:18,146
<i>On your debt. You took out money
and you're not paying it.</i>

8
00:00:18,318 --> 00:00:19,546
WOMAN:
<i>No, I paid every cent.</i>

9
00:00:19,719 --> 00:00:22,210
MAN: <i>I can do that</i>,
<i>it is not illegal for me to do that.</i>

10
00:00:22,389 --> 00:00:24,050
WOMAN: <i>It is illegal.
- Know why it's not?</i>

11
00:00:24,224 --> 00:00:26,556
<i>No, no, I don't think
you understand, Maggie.</i>

12
00:00:26,726 --> 00:00:28,717
MAGGIE: <i>I do understand.
I don't think that you...</i>

13
00:00:28,895 --> 00:00:31,022
MAN: <i>I have your Social Security
number, Maggie.</i>

14
00:00:31,197 --> 00:00:34,360
<i>I have your email.
I can ruin your life.</i>

15
00:00:34,534 --> 00:00:36,661
MAGGIE: <i>I paid my debts</i>,
<i>I paid every single cent!</i>

16
00:00:36,836 --> 00:00:38,827
MAN: <i>You're making me angry.</i>
- See? They cashed it.

17
00:00:39,005 --> 00:00:41,769
MAN: <i>I deal with liars all day.
- What?</i>

18
00:00:41,941 --> 00:00:46,605
- <i>I thought you weren't one of them.</i>
MAGGIE: <i>I have paid you $8</i>,<i>900.</i>

19
00:00:46,813 --> 00:00:49,247
MAN: <i>You have not, Maggie</i>,
<i>and I'm gonna come to your house</i>

20
00:00:49,416 --> 00:00:51,782
<i>and I'm gonna knock on your door.
And then I'm gonna knock</i>

21
00:00:51,951 --> 00:00:54,920
<i>- on your neighbor's door.</i>
MAGGIE: <i>You can't do that.</i>

22
00:00:55,088 --> 00:00:57,921
MAN: <i>Maggie, you took out
a student loan and you didn't repay.</i>

23
00:00:58,091 --> 00:00:59,422
<i>I can do anything I damn please!</i>

24
00:00:59,592 --> 00:01:02,186
<i>- I can garnish your wages.</i>
MAGGIE: <i>I already paid you, sir!</i>

25
00:01:02,362 --> 00:01:04,125
MAN: <i>I can call you at work!
- I have paid.</i>

26
00:01:04,330 --> 00:01:07,299
MAGGIE: <i>I already paid you!</i>
- <i>Look, when you stop lying, Maggie</i>,

27
00:01:07,467 --> 00:01:10,903
<i>and want to get serious</i>,
<i>call extension 853, you got that?</i>

28
00:01:11,071 --> 00:01:13,266
<i>- 853!</i>
MAGGIE: <i>Look, I paid! I already p</i>...

29
00:01:13,440 --> 00:01:15,431
MAN: <i>Until then, don't kill yourself</i>,
<i>lady, by k</i>...

30
00:01:15,608 --> 00:01:17,633
<i>By stepping in front
of some train, okay?</i>

31
00:01:17,844 --> 00:01:20,938
MAGGIE: <i>What?
- Just pay your debts.</i>

32
00:01:21,114 --> 00:01:22,775
That was yesterday.

33
00:01:22,949 --> 00:01:25,577
- That's why I called Lucca.
- She wants to stop the harassment.

34
00:01:25,752 --> 00:01:26,912
- May I?
ALICIA: Yeah. Maggie,

35
00:01:27,087 --> 00:01:29,885
- this is Jason Crouse, our investigator.
- Nice to meet you.

36
00:01:30,056 --> 00:01:32,047
ALICIA: So, you know how much
we charge?

37
00:01:32,225 --> 00:01:34,659
Yeah, Lucca said $150 an hour.

38
00:01:34,861 --> 00:01:37,728
It's worth it if you can make him
stop calling.

39
00:01:37,897 --> 00:01:40,889
- And this is APY Collections?
- Yes. Bob Bondi.

40
00:01:41,067 --> 00:01:42,500
I already complained to his manager

41
00:01:42,669 --> 00:01:44,660
- and he won't do anything.
ALICIA: We bring suit.

42
00:01:44,871 --> 00:01:47,101
Often that's enough to scare them off.

43
00:01:47,273 --> 00:01:50,902
But sometimes these places
can be a bit intransigent.

44
00:01:51,077 --> 00:01:52,738
And we would have
to prepare for court.

45
00:01:52,912 --> 00:01:56,507
I don't have a lot of money.
I mean, I'm still working temp jobs.

46
00:01:57,750 --> 00:01:59,809
I should have gone to law school,
like you.

47
00:01:59,986 --> 00:02:03,945
Instead, I went to Colosseum.
Worst educational experience ever.

48
00:02:04,124 --> 00:02:06,922
- But I can pay you a bit every month.
- Bob Bondi, please.

49
00:02:08,828 --> 00:02:11,820
- Oh, you won't get him at work.
- I'm not calling him at work.

50
00:02:11,998 --> 00:02:15,627
Hi, is this Mrs. Bondi?
Hi. I work with your husband,

51
00:02:15,802 --> 00:02:19,431
do you mind getting him for me?
Thank you.

52
00:02:19,606 --> 00:02:22,769
Bob. Hey, how you doing?
This is Jason.

53
00:02:22,942 --> 00:02:26,537
No, I know you don't know me.
Hold on.

54
00:02:27,847 --> 00:02:29,712
Strangely enough, Bob,

55
00:02:29,916 --> 00:02:31,349
- I know you.
BOB: <i>Wait, wait, who</i>...

56
00:02:31,518 --> 00:02:35,716
You live at 1245 Rosalia Avenue,
you have...

57
00:02:35,922 --> 00:02:38,390
BOB: <i>Who's this? How do you know?</i>
JASON: This is Jason Crouse.

58
00:02:38,558 --> 00:02:41,288
I want you to focus.
I know your Social Security number,

59
00:02:41,461 --> 00:02:44,225
I know your address,
I know your neighbors' names.

60
00:02:44,430 --> 00:02:46,990
BOB: <i>How did you get this number?</i>
JASON: Here's what I need.

61
00:02:47,167 --> 00:02:49,863
- I need you go into work today...
BOB: <i>I'm calling the police.</i>

62
00:02:50,036 --> 00:02:51,867
- <i>I'm calling the police.</i>
- Okay. Go ahead.

63
00:02:52,038 --> 00:02:53,733
We'll talk about your priors
in California.

64
00:02:53,907 --> 00:02:55,568
BOB: <i>My priors?
What are you talking about?</i>

65
00:02:55,742 --> 00:02:58,006
JASON: Background.
I am talking about your background.

66
00:02:58,178 --> 00:03:00,078
I'm sure your boss would
be interested to know.

67
00:03:00,246 --> 00:03:01,577
Neighbors might be too.

68
00:03:04,350 --> 00:03:07,080
- Bob?
BOB: <i>What do you want?</i>

69
00:03:07,253 --> 00:03:10,051
I want you to lay off of Maggie...

70
00:03:10,223 --> 00:03:12,157
- Rossum.
JASON: Rossum. She paid her debt.

71
00:03:12,325 --> 00:03:16,762
I am looking at a canceled check here
that you guys cashed.

72
00:03:16,963 --> 00:03:18,396
The account is settled, Bob.

73
00:03:18,565 --> 00:03:22,001
BOB: <i>I'll try to get this straightened out</i>,
<i>but it's not up to me, you know that.</i>

74
00:03:22,168 --> 00:03:25,228
- Who's it up to, Bob?
BOB: <i>My manager, Nelson Olstead.</i>

75
00:03:25,405 --> 00:03:29,842
- <i>I only do what he says.</i>
- Okay. I'm gonna contact him.

76
00:03:30,009 --> 00:03:33,410
Don't call Maggie again, Bob.

77
00:03:34,881 --> 00:03:37,076
I know your number.

78
00:03:38,718 --> 00:03:39,776
Wow.

79
00:03:43,990 --> 00:03:46,220
I don't think it's over yet.
I think they're gonna

80
00:03:46,392 --> 00:03:47,950
just put someone else
on her account.

81
00:03:48,127 --> 00:03:50,595
- So show them her canceled check.
- No.

82
00:03:50,763 --> 00:03:53,698
My guess is APY
is charging her twice.

83
00:03:53,866 --> 00:03:56,232
That, or they're playing some
shell game with her money.

84
00:03:56,402 --> 00:03:59,599
- You can find out?
- How many hours can I charge?

85
00:03:59,772 --> 00:04:00,966
ALICIA:
Four.

86
00:04:01,140 --> 00:04:05,133
Okay. I will call you if it requires more.

87
00:04:08,381 --> 00:04:10,872
So, our first case, good.

88
00:04:12,919 --> 00:04:16,116
- A hundred and fifty dollars an hour?
- I had to say something.

89
00:04:16,289 --> 00:04:19,452
- What is our price?
- Two hundred dollars an hour.

90
00:04:19,626 --> 00:04:22,618
- On the next one.
GRACE: I'd go higher than 200.

91
00:04:22,795 --> 00:04:24,228
We need some working cash, Mom.

92
00:04:24,397 --> 00:04:27,628
I know. I'm doing my best.

93
00:04:27,800 --> 00:04:29,233
PETER: <i>A responsible governor.</i>
- What's that?

94
00:04:29,402 --> 00:04:30,391
PETER: <i>I like Iowa.</i>
- Dad.

95
00:04:30,570 --> 00:04:32,663
<i>I'm here because it's the state
neighboring my own.</i>

96
00:04:32,839 --> 00:04:35,171
WOMAN: <i>This has nothing to do
with running for president?</i>

97
00:04:35,341 --> 00:04:37,775
PETER: <i>No, I'm saying that
at the moment, I'm not running.</i>

98
00:04:37,944 --> 00:04:41,675
<i>But I do want to talk about pensions.</i>
<i>As a responsible governor</i>,

99
00:04:41,848 --> 00:04:44,316
<i>I think we have to start
the conversation</i>

100
00:04:44,484 --> 00:04:46,509
<i>about setting limits and
rolling back pensions.</i>

101
00:04:46,686 --> 00:04:48,551
WOMAN: <i>Really?
You're sounding like Marco Rubio.</i>

102
00:04:48,721 --> 00:04:49,779
[LAUGHS]

103
00:04:51,124 --> 00:04:53,285
PETER: <i>I think we should stop
sounding like a Democrat</i>

104
00:04:53,459 --> 00:04:55,450
<i>or a Republican
and start sounding like Americans.</i>

105
00:04:55,628 --> 00:04:57,960
<i>That's what Americans want.
I think that's what we need.</i>

106
00:04:58,131 --> 00:05:01,965
<i>The partisanship that's going on
in this election is killing us.</i>

107
00:05:04,470 --> 00:05:06,700
So did you have trouble getting
your desk in here, Dad?

108
00:05:06,873 --> 00:05:08,807
Mm-hm.
Marissa, brightening up my day.

109
00:05:09,642 --> 00:05:12,372
<i>This has not been focus-grouped.
This is simply what I believe.</i>

110
00:05:12,578 --> 00:05:15,172
WOMAN: <i>But aren't you just playing
back-of-the-pack politics?</i>

111
00:05:15,348 --> 00:05:17,612
<i>Saying something controversial
to get press coverage?</i>

112
00:05:17,784 --> 00:05:20,344
- Oh, my God. What a disaster.
- <i>Well, I would not characterize</i>

113
00:05:20,520 --> 00:05:24,012
<i>this as talking wild. This is
responsible fiscal accountability.</i>

114
00:05:24,190 --> 00:05:26,818
<i>Look, the fact of the matter is
is that unions have</i>

115
00:05:26,993 --> 00:05:29,689
<i>far too much control in this country.
They are strangling...</i>

116
00:05:30,630 --> 00:05:31,790
- Hey.
- Dad, I love you,

117
00:05:31,964 --> 00:05:34,057
- but this is an intervention.
- Give me the remote.

118
00:05:34,233 --> 00:05:36,326
Peter chose Ruth over you.
You have to let it go.

119
00:05:36,502 --> 00:05:37,799
What? This is my job.

120
00:05:37,970 --> 00:05:40,803
This was your job. They fired you.
What are you getting out of this?

121
00:05:40,973 --> 00:05:42,531
I mean, besides this luxurious office?

122
00:05:42,709 --> 00:05:44,870
- I'm looking after Alicia.
- This isn't about Alicia.

123
00:05:45,044 --> 00:05:47,035
- You're getting back at Peter.
- Makes no sense.

124
00:05:47,213 --> 00:05:50,239
I know. And that's why you need
to leave. You watched his interview,

125
00:05:50,416 --> 00:05:53,715
scoffing the whole way, but I don't see
you going to tell him what he did wrong.

126
00:05:53,886 --> 00:05:56,514
- He's not here. He's in Iowa.
- Then call him.

127
00:05:59,759 --> 00:06:01,420
Then let's go.

128
00:06:01,627 --> 00:06:04,221
Dad, you'll get a new job.
You're desirable.

129
00:06:06,532 --> 00:06:09,660
- I've never been fired in my life.
- I know. And it hurts.

130
00:06:09,836 --> 00:06:13,101
I've been fired eight times.
It doesn't get easier.

131
00:06:13,272 --> 00:06:14,933
Come on.

132
00:06:15,708 --> 00:06:16,732
Give me the remote.

133
00:06:18,544 --> 00:06:20,341
Ruth Eastman devised the strategy

134
00:06:20,513 --> 00:06:22,845
for that interview, and it makes
Peter look like an idiot.

135
00:06:23,015 --> 00:06:25,176
The press is gonna have a field day.
I can't leave

136
00:06:25,351 --> 00:06:27,683
when there's a chance that Peter
will come to his senses

137
00:06:27,854 --> 00:06:30,414
and realize Ruth is foisting
a losing strategy on him.

138
00:06:30,590 --> 00:06:34,390
- I love you. This is not healthy.
- The remote, babe.

139
00:06:38,464 --> 00:06:41,228
MAN: Glad you came in. Please, sit.
CARY: Thank you, Mr. Erickson.

140
00:06:41,401 --> 00:06:44,097
- Ronnie's fine.
- Ronnie.

141
00:06:44,871 --> 00:06:47,066
Well, I know you'll be mostly
interfacing with Howard,

142
00:06:47,240 --> 00:06:49,708
but as one of the three partners
at Lockhart-Agos,

143
00:06:49,876 --> 00:06:51,207
I just wanted to welcome you.

144
00:06:51,377 --> 00:06:52,605
- Well, thank you.
- And...

145
00:06:52,779 --> 00:06:54,371
You've been
with the Food Service Union

146
00:06:54,547 --> 00:06:56,481
- for 33 years.
- Food and Commercial Services.

147
00:06:56,682 --> 00:06:57,706
[PHONE RINGING]

148
00:06:57,884 --> 00:06:59,249
Excuse me.

149
00:06:59,419 --> 00:07:03,549
- Oh, I do have to take this.
- No, please.

150
00:07:07,000 --> 00:07:12,000
<b><font color="#0E7521">Ripped & Corrected By mstoll</font></b>

151
00:07:39,492 --> 00:07:41,323
Did you tell Ronnie Erickson
I went to prison?

152
00:07:41,494 --> 00:07:42,518
Do you ever knock?

153
00:07:42,728 --> 00:07:44,457
He's acting like I'm a crook.
Did you tell?

154
00:07:44,630 --> 00:07:46,291
If the guy doesn't take a shine to you...

155
00:07:46,466 --> 00:07:48,366
...that's your problem.
- You crossed a line.

156
00:07:48,534 --> 00:07:51,332
You can't come barging in here
and accuse me of truth-telling?

157
00:07:51,504 --> 00:07:53,267
- You admit it.
- Since when is truth-telling a crime?

158
00:07:53,439 --> 00:07:55,964
- You want to talk... How about you...
- I'll tell you the problem.

159
00:07:56,142 --> 00:07:57,700
- You do zero.
- I'm the guy who...

160
00:07:57,877 --> 00:07:59,344
You sit around with your
pants down!

161
00:07:59,512 --> 00:08:02,276
Nelson Olstead. I'm the manager
of APY Collections. Hello.

162
00:08:02,448 --> 00:08:04,382
Thank you for meeting me.
I'm with Avon-Isolade,

163
00:08:04,550 --> 00:08:06,142
a debt brokerage out of Gary, Indiana.

164
00:08:06,319 --> 00:08:08,287
- Wanna buy my bad debt?
- There's no such thing

165
00:08:08,454 --> 00:08:10,217
as bad debt. Just bad collectors.

166
00:08:10,389 --> 00:08:12,516
Let me ask you something,
broker to broker.

167
00:08:12,692 --> 00:08:14,023
You ever double dip any of these?

168
00:08:14,193 --> 00:08:16,889
No. There's enough real debt.
We don't have to make it up.

169
00:08:17,063 --> 00:08:18,690
Debt collecting might
not be glamorous,

170
00:08:18,865 --> 00:08:21,698
- but it's legit the way I do it.
- What about your other offices?

171
00:08:21,868 --> 00:08:24,200
- What about Michigan?
- We don't have a Michigan office.

172
00:08:26,272 --> 00:08:30,504
Then why do I have this canceled
check out of Muskegon, Michigan?

173
00:08:30,676 --> 00:08:32,871
I have no idea,
but we don't have any offices there.

174
00:08:36,883 --> 00:08:38,043
Thank you.

175
00:08:39,318 --> 00:08:42,651
The address you sent your checks to,
did it change recently?

176
00:08:44,290 --> 00:08:47,157
- What do you mean?
- This check, the most recent one.

177
00:08:47,326 --> 00:08:49,351
How'd you know
to send it to Michigan address?

178
00:08:49,529 --> 00:08:51,258
- What's going on?
- Your last check

179
00:08:51,430 --> 00:08:54,558
was cashed at a Michigan bank.
There are no APY offices there.

180
00:08:55,535 --> 00:08:57,867
It was from a voice mail.

181
00:08:58,838 --> 00:09:00,032
You still have it?

182
00:09:00,206 --> 00:09:03,198
MAN: <i>This is a courtesy message
from APY Collections.</i>

183
00:09:03,943 --> 00:09:05,877
<i>We're calling to let you know
that the address</i>

184
00:09:06,045 --> 00:09:08,673
<i>for remittance of your scheduled
loan payments has changed.</i>

185
00:09:08,848 --> 00:09:11,009
- It's not Bondi.
MAN: <i>Please send remittances</i>

186
00:09:11,183 --> 00:09:16,951
<i>to 390 Deerhorn Park, Suite 777.
Thank you.</i>

187
00:09:17,123 --> 00:09:20,559
- Wait, that wasn't APY?
- That was a scam artist.

188
00:09:20,726 --> 00:09:24,253
He either hacked into the APY network
or he bought your records.

189
00:09:24,430 --> 00:09:26,728
Collection agencies
are wide open to abuse.

190
00:09:26,899 --> 00:09:29,060
So her last payment
was to the wrong person?

191
00:09:29,235 --> 00:09:31,760
- Yes.
MAGGIE: Oh, my God, I really do owe

192
00:09:31,938 --> 00:09:35,430
- $8,000 to APY then, don't I?
JASON: Yeah, legally.

193
00:09:35,608 --> 00:09:40,568
There's got to be something I can do.
I can't pay it again.

194
00:09:41,213 --> 00:09:44,705
- Can I make an argument here?
- Yeah, sure. What's up?

195
00:09:44,884 --> 00:09:47,114
The settlement you won
for the Chagall painting...

196
00:09:47,286 --> 00:09:50,619
your pay out was $4,000
for 20 hours of work.

197
00:09:50,790 --> 00:09:54,317
- Right.
- As opposed to $500,000

198
00:09:54,493 --> 00:09:55,926
if it had been on contingency.

199
00:09:56,095 --> 00:10:00,498
Yes, but the rules on contingency
for probate are very strict.

200
00:10:00,666 --> 00:10:02,793
It would've been almost the same
as our hourly rate.

201
00:10:02,969 --> 00:10:06,268
Oh. Well, I didn't know that.
But on these other cases,

202
00:10:06,439 --> 00:10:08,134
can't we start taking them
on contingency?

203
00:10:08,307 --> 00:10:10,502
Sure, but the cases
that come through the door

204
00:10:10,676 --> 00:10:13,144
are too small.
We want the money up front.

205
00:10:13,312 --> 00:10:15,246
Maybe we shouldn't be taking
such small cases.

206
00:10:16,148 --> 00:10:18,082
Look, I want bigger cases too, Grace,

207
00:10:18,250 --> 00:10:20,445
but we need to win the small ones
to get the big ones.

208
00:10:20,620 --> 00:10:22,315
Is there any way
to turn the smaller ones

209
00:10:22,488 --> 00:10:23,682
into the bigger ones?

210
00:10:23,889 --> 00:10:28,451
Well, I don't know how,
but that sounds good.

211
00:10:28,628 --> 00:10:30,493
I'm just worried about our bills.

212
00:10:30,663 --> 00:10:35,157
I know. I am too, honey.
But this is what starting out looks like.

213
00:10:39,171 --> 00:10:40,934
What?

214
00:10:44,276 --> 00:10:47,712
Could you get me everything
you can on Colosseum University?

215
00:10:47,913 --> 00:10:50,177
Sure. What's that?

216
00:10:50,349 --> 00:10:52,442
It's a for-profit school.

217
00:10:52,618 --> 00:10:54,950
It's about to be sold.

218
00:10:55,121 --> 00:10:59,353
- Does that mean money?
- It might.

219
00:11:00,192 --> 00:11:02,683
Well, I'll get right on it.

220
00:11:02,862 --> 00:11:06,889
- You admitted earlier.
- Okay. Come on. Sit down.

221
00:11:07,066 --> 00:11:10,126
Am I the only one who's upset? Is
Howard Lyman what this firm is about?

222
00:11:10,302 --> 00:11:12,862
You better watch it, buddy boy.
I am this close to filing suit.

223
00:11:13,039 --> 00:11:14,336
To sue, you'd have to know how.

224
00:11:14,507 --> 00:11:16,702
There he goes, undercutting me
with ageist comments.

225
00:11:16,876 --> 00:11:17,900
- Oh, all right.
- What?

226
00:11:18,077 --> 00:11:20,204
- Can I have a word?
- I am aggrieved, I tell you

227
00:11:20,379 --> 00:11:22,040
I am aggrieved.

228
00:11:22,214 --> 00:11:25,513
You have to stop with
the ageist comments, Cary.

229
00:11:26,018 --> 00:11:27,485
What?

230
00:11:27,653 --> 00:11:29,143
Are you seriously siding with him?

231
00:11:29,321 --> 00:11:31,084
You are not a member
of a protected class.

232
00:11:31,257 --> 00:11:33,088
- Howard is.
HOWARD: I want

233
00:11:33,259 --> 00:11:35,727
- in-house mediation.
- Howard, please.

234
00:11:35,895 --> 00:11:38,420
- I've consulted an attorney.
- Who, Alicia?

235
00:11:38,597 --> 00:11:41,327
I know my rights pursuant
to my partnership agreement.

236
00:11:41,500 --> 00:11:46,528
And if you refuse,
my only recourse is to sue.

237
00:11:46,739 --> 00:11:48,502
We're gonna keep trying
to get your money.

238
00:11:48,674 --> 00:11:49,698
But it doesn't look good.

239
00:11:49,875 --> 00:11:52,275
LUCCA: But there might be a way
to cancel out your debt.

240
00:11:52,478 --> 00:11:54,378
We've done some research
on your university.

241
00:11:54,547 --> 00:11:55,605
They've been subject

242
00:11:55,781 --> 00:11:58,375
to dozens of complaints
to the attorney general's office.

243
00:11:58,551 --> 00:12:01,543
They're a for-profit school.
They treat education like a product.

244
00:12:01,721 --> 00:12:04,281
And based on what you've told us,
it's a defective product.

245
00:12:04,490 --> 00:12:07,050
You borrowed $46,000
for an education

246
00:12:07,226 --> 00:12:10,684
- that didn't yield a job.
- You want me to sue Colosseum?

247
00:12:10,863 --> 00:12:13,127
We want you to let us
sue Colosseum.

248
00:12:13,299 --> 00:12:16,063
They're about to be acquired
by a private equity firm out of Texas.

249
00:12:16,235 --> 00:12:18,726
A lawsuit would have to be disclosed
to the potential buyer,

250
00:12:18,904 --> 00:12:20,201
and that could tank the deal.

251
00:12:20,372 --> 00:12:22,499
- I can't afford a big lawsuit.
ALICIA: We know.

252
00:12:23,109 --> 00:12:25,634
That's why we're going
to take this on contingency.

253
00:12:25,811 --> 00:12:26,903
You don't pay anything.

254
00:12:27,079 --> 00:12:30,014
Our payment comes
from the settlement.

255
00:12:30,583 --> 00:12:32,050
What do you say, Mags?

256
00:12:33,652 --> 00:12:38,715
- That's a nifty theory there.
- It's not a theory. It's a fact.

257
00:12:38,891 --> 00:12:40,882
Our client bought
an education from you,

258
00:12:41,060 --> 00:12:43,028
and it hasn't done
what you said it would.

259
00:12:44,029 --> 00:12:46,156
Where did you go to school,
Mrs. Florrick?

260
00:12:46,332 --> 00:12:47,993
- Georgetown.
- Hmm.

261
00:12:48,167 --> 00:12:49,930
Did they teach you to read there?

262
00:12:51,137 --> 00:12:52,161
Excuse me?

263
00:12:54,406 --> 00:12:56,169
Our enrollment agreement.

264
00:12:56,842 --> 00:12:58,571
Your client signed one.

265
00:12:58,744 --> 00:13:01,804
And paragraph 23 is the...

266
00:13:01,981 --> 00:13:04,973
- An arbitration clause.
MAN: Oh, you can read.

267
00:13:05,151 --> 00:13:07,984
It clearly states that
any grievances must be settled

268
00:13:08,154 --> 00:13:12,284
in arbitration and settled
within 18 months of graduation.

269
00:13:12,458 --> 00:13:16,053
Your client graduated 17 months ago,

270
00:13:16,862 --> 00:13:18,557
so you do the math.

271
00:13:25,604 --> 00:13:28,266
PETER:
Where is she? Ruth!

272
00:13:34,079 --> 00:13:35,774
Did you see this?

273
00:13:56,969 --> 00:13:59,995
PETER: Well, who the hell
is my constituency?

274
00:14:00,172 --> 00:14:02,140
I mean, look at this. And this one.

275
00:14:02,308 --> 00:14:04,208
- It's a nightmare.
RUTH: It's not, governor.

276
00:14:04,376 --> 00:14:06,708
PETER: Foot-in-mouth disease.
That's what they're saying.

277
00:14:06,879 --> 00:14:08,506
RUTH:
This is all part of a strategy.

278
00:14:08,681 --> 00:14:10,876
PETER: Ruth, don't be ridiculous.
This is a screw-up.

279
00:14:11,050 --> 00:14:13,416
RUTH:
Calm down, sir.

280
00:14:13,619 --> 00:14:16,213
- Everything is under control.
PETER: Don't be ridiculous.

281
00:14:26,498 --> 00:14:28,329
- Everything all right?
- I was gonna show you

282
00:14:28,500 --> 00:14:31,264
this later, Mr. Governor.
After I got more information.

283
00:14:31,437 --> 00:14:32,870
I saw the interview in Iowa.

284
00:14:33,772 --> 00:14:35,865
Would you like to discuss it?

285
00:14:40,779 --> 00:14:43,839
- Is this real?
RUTH: As real as anything, sir.

286
00:14:44,016 --> 00:14:45,574
It's from our internals.

287
00:14:45,751 --> 00:14:49,585
- Look, if there's any way I can help...
- You're in second place.

288
00:14:49,755 --> 00:14:51,552
- And climbing.
- Wow.

289
00:14:51,724 --> 00:14:53,589
[LAUGHING]

290
00:14:53,759 --> 00:14:56,057
RUTH: You're not selling yourself
to the press.

291
00:14:56,228 --> 00:14:59,129
They won't embrace you, anyway.
We're going right to the people.

292
00:14:59,298 --> 00:15:01,198
Yes, you're saying
controversial things.

293
00:15:01,367 --> 00:15:03,528
Yes, it's the same strategy
as the Republicans.

294
00:15:03,702 --> 00:15:07,468
- But it's working, and you're winning.
- Ruth, I am so sorry

295
00:15:07,673 --> 00:15:11,234
- I flew off the handle. Terrific job.
- Each day is an adventure.

296
00:15:11,410 --> 00:15:12,900
Okay, now what's next?

297
00:15:13,078 --> 00:15:16,206
What we're gonna do is keep
pushing this anti-union message...

298
00:15:50,816 --> 00:15:51,976
Good morning.

299
00:15:52,151 --> 00:15:54,745
Let me start by saying that
this is not a courtroom

300
00:15:54,920 --> 00:15:55,978
and I am not a judge.

301
00:15:56,155 --> 00:15:59,613
But in all ways,
the decision here is final.

302
00:15:59,792 --> 00:16:02,317
Arbitration takes the place
of litigation.

303
00:16:02,494 --> 00:16:04,621
Mediation does not replace litigation.

304
00:16:04,797 --> 00:16:07,322
It is an attempt to settle
differences amicably,

305
00:16:07,499 --> 00:16:09,296
which is in the best interests
of the firm

306
00:16:09,468 --> 00:16:13,268
and in your own best interests,
since you are partners in this firm.

307
00:16:13,439 --> 00:16:16,203
Let's go around
the table first, and...

308
00:16:16,375 --> 00:16:21,005
please share your names and your
most embarrassing experience.

309
00:16:21,180 --> 00:16:22,807
That was a joke, people.

310
00:16:22,982 --> 00:16:26,713
You have my permission to lighten up.
Why don't we start to my right.

311
00:16:26,885 --> 00:16:28,853
Lucca Quinn.
Representing Maggie Rossum.

312
00:16:29,021 --> 00:16:31,956
ALICIA: Alicia Florrick. The same.
CARTER: Carter Schmidt.

313
00:16:32,124 --> 00:16:33,614
Representing Colosseum University.

314
00:16:33,792 --> 00:16:35,783
MAN: Good. We got through
that without an argument.

315
00:16:35,961 --> 00:16:37,326
We're well on our way.

316
00:16:37,496 --> 00:16:39,964
I'm Geoffrey Solomon.
I'll be your spirit guide.

317
00:16:40,132 --> 00:16:42,623
We will hear evidence and
follow the admissibility rules

318
00:16:42,801 --> 00:16:46,134
as determined by Rule 90
of the Illinois Supreme Court.

319
00:16:46,305 --> 00:16:49,502
So, counselors,
call your first witness.

320
00:16:49,675 --> 00:16:52,769
- Why does he get to go first?
- I'm doing it alphabetically.

321
00:16:53,512 --> 00:16:54,979
Convenient.

322
00:16:55,681 --> 00:16:59,640
Cary, what are your grievances?
How are you aggrieved?

323
00:16:59,818 --> 00:17:03,185
- He's embarrassing in front of clients.
- That's code for "old."

324
00:17:04,390 --> 00:17:06,688
And he sticks his nose
where it doesn't belong.

325
00:17:06,859 --> 00:17:08,554
That's code for "Jewish."

326
00:17:08,727 --> 00:17:11,423
ALICIA: You teach at Colosseum
in the dental hygienist program?

327
00:17:11,597 --> 00:17:12,894
- Yes.
- And what subject

328
00:17:13,065 --> 00:17:15,533
- did you teach my client?
- Periodontics.

329
00:17:15,701 --> 00:17:18,067
- Are you a periodontist?
- No. I'm a dental hygienist.

330
00:17:18,237 --> 00:17:19,898
ALICIA:
A licensed dental hygienist?

331
00:17:20,072 --> 00:17:23,166
Well, I was. I may have let
my certification lapse.

332
00:17:23,342 --> 00:17:26,072
- When?
- A couple years ago.

333
00:17:26,245 --> 00:17:28,076
LUCCA:
Thirteen years ago, actually.

334
00:17:28,247 --> 00:17:30,238
You were never licensed
in the state of Illinois...

335
00:17:30,416 --> 00:17:33,613
I know this isn't court, but I don't think
she can both ask and answer

336
00:17:33,819 --> 00:17:35,719
- the questions.
- Counselor.

337
00:17:36,922 --> 00:17:40,050
How could my client have received
an adequate education

338
00:17:40,225 --> 00:17:43,285
- if you're not a licensed hygienist?
- Because I'm a good teacher.

339
00:17:43,462 --> 00:17:47,125
- All my students think so.
ALICIA: No further questions.

340
00:17:47,332 --> 00:17:49,766
- Where were you licensed?
- Ohio.

341
00:17:49,935 --> 00:17:53,769
And dental anatomy doesn't change
when you cross state lines, does it?

342
00:17:53,939 --> 00:17:56,601
- I don't think so.
- Okay.

343
00:17:56,775 --> 00:17:58,242
- Nothing further.
LUCCA: Ms. Howe,

344
00:17:58,410 --> 00:18:02,642
this is a final exam
you gave my client last year.

345
00:18:03,382 --> 00:18:07,478
Can you please read
the first question?

346
00:18:08,754 --> 00:18:11,382
"What does
the phrenic nerve innervate?"

347
00:18:12,424 --> 00:18:14,153
What's the answer to that?

348
00:18:19,231 --> 00:18:22,223
- Objection, Your Honor.
SOLOMAN: No. We could all benefit

349
00:18:22,401 --> 00:18:24,369
from that answer.

350
00:18:25,137 --> 00:18:26,604
The exam was multiple choice,

351
00:18:26,772 --> 00:18:29,104
and you've put a piece of tape
over all the choices.

352
00:18:29,274 --> 00:18:33,574
Right. Go ahead. Remove the tape.
We'll wait.

353
00:18:34,780 --> 00:18:36,645
What's the answer?

354
00:18:37,783 --> 00:18:39,182
A.

355
00:18:39,451 --> 00:18:42,443
No. Actually, it's D.

356
00:18:45,924 --> 00:18:53,023
Geezer, gargoyle, old fart.
Flaccido Domingo.

357
00:18:53,198 --> 00:18:55,826
That one hurt especially,
given my devotion to the opera.

358
00:18:56,001 --> 00:18:59,129
And my sexual prowess.

359
00:19:00,772 --> 00:19:02,672
And you would like
this name-calling to stop?

360
00:19:02,841 --> 00:19:04,672
I would.
I've spent 30 years in this business.

361
00:19:04,843 --> 00:19:06,310
I think I deserve a little respect.

362
00:19:06,478 --> 00:19:08,207
- You have a minute?
- Where are you going?

363
00:19:08,413 --> 00:19:09,539
- Just a moment.
HOWARD: Objection.

364
00:19:09,715 --> 00:19:11,706
You cannot have an
ex parte conversation

365
00:19:11,917 --> 00:19:13,475
in the middle of our trial.

366
00:19:14,653 --> 00:19:16,280
You called Howard an old geezer.

367
00:19:16,455 --> 00:19:17,683
- Okay.
- I'm not the only one

368
00:19:17,856 --> 00:19:19,517
guilty of a few indiscretions.

369
00:19:19,691 --> 00:19:21,488
Cary, please.
We're only going through this

370
00:19:21,660 --> 00:19:22,888
to keep Howard from suing.

371
00:19:23,061 --> 00:19:24,824
You sure you're
not hanging me out to dry?

372
00:19:30,569 --> 00:19:34,164
I want your ex parte communication
noted for the record.

373
00:19:34,339 --> 00:19:36,899
There is no record, Howard.
We're just trying to clear the air.

374
00:19:37,075 --> 00:19:38,508
I think we have accomplished that.

375
00:19:38,677 --> 00:19:40,235
- I wanna call a witness.
- You can't.

376
00:19:40,445 --> 00:19:44,040
- This isn't a hearing.
- I call Diane Lockhart to the stand.

377
00:19:45,350 --> 00:19:46,442
MARISSA:
<i>Hello, Father.</i>

378
00:19:47,219 --> 00:19:50,347
I wanna run something by you,
but I need your undivided attention.

379
00:19:52,357 --> 00:19:54,154
I'm thinking of taking
pole dancing classes.

380
00:19:54,326 --> 00:19:56,419
- What do you think?
- If it makes you happy, dear.

381
00:19:56,595 --> 00:19:57,960
Do you know Eyal Naftali?

382
00:19:59,898 --> 00:20:01,661
- Is that a club?
- He's the chief of staff

383
00:20:01,833 --> 00:20:03,562
to Israel's communications minister.

384
00:20:03,735 --> 00:20:06,863
He wants to talk to you
about running his campaign.

385
00:20:07,039 --> 00:20:09,769
- His campaign for what?
- The Knesset.

386
00:20:09,975 --> 00:20:11,909
And, in a few years, prime minister.

387
00:20:12,077 --> 00:20:14,409
- How do you know this?
- I knew his daughter in the IDF.

388
00:20:14,580 --> 00:20:15,604
Her dad contacted me.

389
00:20:16,515 --> 00:20:17,607
I see what you're doing.

390
00:20:17,783 --> 00:20:19,614
I'm giving you the chance
to make an impact.

391
00:20:19,785 --> 00:20:21,047
It's "have" an impact,

392
00:20:21,220 --> 00:20:23,211
- "make" a difference.
- You want Netanyahu out,

393
00:20:23,388 --> 00:20:25,913
here's your chance. Mr. Naftali
is offering you twice as much

394
00:20:26,091 --> 00:20:28,252
- as you're making now.
- How do you know what I make?

395
00:20:28,427 --> 00:20:32,363
I'm a witch. Talk to him, Dad.
What do you have to lose?

396
00:20:34,900 --> 00:20:38,097
MAN: Eighty-two percent
of Colosseum graduates

397
00:20:38,270 --> 00:20:42,070
find employment
within a year of graduation.

398
00:20:42,241 --> 00:20:44,266
What employment?

399
00:20:46,245 --> 00:20:48,611
- What do you mean?
ALICIA: You said, "82 percent

400
00:20:48,780 --> 00:20:52,147
find employment
within a year of graduating."

401
00:20:52,317 --> 00:20:53,477
I'm just asking:

402
00:20:53,652 --> 00:20:55,813
What kind of employment
are we talking about here?

403
00:20:56,021 --> 00:20:57,886
Professional employment?
Fast food work?

404
00:20:58,056 --> 00:21:00,081
- Temping, like Maggie?
- Any employment.

405
00:21:00,259 --> 00:21:01,988
How many work
less than 15 hours a week?

406
00:21:02,160 --> 00:21:05,323
MAN: I have no idea.
LUCCA: We do. Thirty three percent.

407
00:21:05,530 --> 00:21:06,792
How many work minimum
wage jobs?

408
00:21:06,965 --> 00:21:10,162
We run a high-risk,
low-functioning population, miss.

409
00:21:10,335 --> 00:21:12,826
Fifty-five percent. Why don't you
put that in your brochure?

410
00:21:13,038 --> 00:21:14,835
Let's not badger, shall we?

411
00:21:15,040 --> 00:21:18,601
The reality is the vast majority
of Colosseum students end up

412
00:21:18,777 --> 00:21:20,574
worse off than before they started.

413
00:21:20,746 --> 00:21:23,681
They wind up unemployable
and saddled with massive debt.

414
00:21:23,849 --> 00:21:25,441
Your Honor,
do we need the speeches?

415
00:21:25,617 --> 00:21:27,778
No, we don't.
Counselor, is there a question here?

416
00:21:27,953 --> 00:21:29,784
- Nothing further.
CARTER: President Stenborg,

417
00:21:29,955 --> 00:21:33,447
you make it sound like you don't care
about the quality of the education.

418
00:21:33,625 --> 00:21:37,755
- Is that true?
- No. I care very much.

419
00:21:37,929 --> 00:21:41,831
But I also care about running
a successful business.

420
00:21:42,000 --> 00:21:43,797
CARTER: You supply a service.
STENBORG: Yes.

421
00:21:43,969 --> 00:21:47,166
Traditionally,
higher education is a product

422
00:21:47,339 --> 00:21:48,533
marketed only to the elite.

423
00:21:48,707 --> 00:21:50,607
CARTER: You're making it available
to the masses?

424
00:21:50,776 --> 00:21:52,004
Exactly.

425
00:21:52,177 --> 00:21:55,010
If we didn't do it,
these students would never get

426
00:21:55,180 --> 00:21:56,613
into another institution.

427
00:21:56,782 --> 00:21:58,545
CARTER: Do you mislead prospective
students?

428
00:21:58,717 --> 00:22:01,481
No. We're not allowed to.

429
00:22:01,653 --> 00:22:05,453
We're subject to the same laws
every business must follow.

430
00:22:05,624 --> 00:22:09,822
Our customers get exactly
what they pay for, no more, no less.

431
00:22:09,995 --> 00:22:12,691
Okay, I think we can all agree
that Colosseum is not Harvard.

432
00:22:12,864 --> 00:22:15,355
- That's not what we're claiming.
SOLOMAN: But you're focusing

433
00:22:15,534 --> 00:22:17,001
on the ways in which Colosseum

434
00:22:17,169 --> 00:22:19,797
doesn't measure up to traditional
notions of higher education.

435
00:22:19,971 --> 00:22:22,633
No, we're focusing
on deceptive practices.

436
00:22:22,808 --> 00:22:24,639
Then I'd suggest you
stop presenting evidence

437
00:22:24,810 --> 00:22:26,243
on Colosseum being inadequate,

438
00:22:26,411 --> 00:22:29,744
and instead focus
on the ways they actually lied

439
00:22:30,482 --> 00:22:32,382
to their students.

440
00:22:50,135 --> 00:22:51,329
Can I help you?

441
00:22:52,437 --> 00:22:54,701
Yeah. I was actually hoping

442
00:22:54,873 --> 00:22:57,205
to rent out these offices,
if they're not occupied.

443
00:22:57,376 --> 00:23:00,243
They're open. Last occupant
just used it as a mail drop.

444
00:23:00,412 --> 00:23:03,540
They took off a month ago. How much
square footage are you looking for?

445
00:23:03,715 --> 00:23:06,775
Like 800, but I'd love to take a look.
Jason Crouse.

446
00:23:06,952 --> 00:23:09,182
- I run a skip-tracer business.
- Nice to meet you.

447
00:23:09,354 --> 00:23:12,255
Harrison Strode.
I manage this location.

448
00:23:12,424 --> 00:23:15,689
A lot of people like
the prestigious address.

449
00:23:17,062 --> 00:23:19,189
Here we go.

450
00:23:21,933 --> 00:23:24,299
Well, the size is right.

451
00:23:25,170 --> 00:23:26,694
Would you mind
getting those shades?

452
00:23:26,872 --> 00:23:29,432
Sure. It's $600 a month,
with utilities.

453
00:23:29,608 --> 00:23:33,704
It's Wi-Fi ready,
and the view is not bad.

454
00:23:49,828 --> 00:23:50,920
[PHONE RINGING]

455
00:23:55,333 --> 00:23:56,994
Alicia, how's arbitration?

456
00:23:57,202 --> 00:24:00,467
- Not good. You busy?
- Never.

457
00:24:00,639 --> 00:24:03,403
The arbiter needs some lies
that Colosseum tells its students.

458
00:24:03,575 --> 00:24:06,305
- Can you find something?
- Sure. What's the timeline?

459
00:24:06,478 --> 00:24:08,105
ALICIA:
<i>Tomorrow.</i>

460
00:24:08,280 --> 00:24:11,647
- All right. Let me see what I can do.
ALICIA: <i>Great. Thanks.</i>

461
00:24:11,817 --> 00:24:13,079
Goodbye.

462
00:24:13,618 --> 00:24:15,449
- Surprise!
ALICIA: Marissa!

463
00:24:15,620 --> 00:24:18,180
Hey, what's up?

464
00:24:18,356 --> 00:24:19,653
- It's been a while.
- I know.

465
00:24:19,825 --> 00:24:21,622
Your office looks amazing.
I can't believe

466
00:24:21,793 --> 00:24:24,284
- you did this all without me.
- I thought you were in Israel.

467
00:24:24,463 --> 00:24:27,023
I was. Designing purses. Really cool.

468
00:24:27,232 --> 00:24:28,597
Leather and macramé.

469
00:24:28,767 --> 00:24:31,258
But then I got worried my dad
was having a nervous breakdown.

470
00:24:31,436 --> 00:24:33,768
- About what? You being away?
- No.

471
00:24:33,939 --> 00:24:37,306
- Do you have any cereal?
- Sure.

472
00:24:41,146 --> 00:24:42,170
What was I saying?

473
00:24:42,347 --> 00:24:45,544
- Your dad, you're worried about him.
- He's having trouble letting go.

474
00:24:45,750 --> 00:24:48,116
Running Peter's campaign was his life.

475
00:24:48,286 --> 00:24:52,313
- Well, he's my chief of staff now.
- I know. I heard.

476
00:24:52,491 --> 00:24:53,515
But

477
00:24:54,559 --> 00:24:58,495
- you disapprove?
- No. I just, you know...

478
00:24:59,965 --> 00:25:01,398
You're right, I don't approve.

479
00:25:01,566 --> 00:25:03,363
- Why?
- He's about to pass up

480
00:25:03,535 --> 00:25:05,503
an opportunity to run
a campaign in Israel...

481
00:25:05,670 --> 00:25:07,399
A big campaign... Because of you.

482
00:25:07,572 --> 00:25:10,132
Well, I never guilted Eli into
anything. He wanted to stay.

483
00:25:10,308 --> 00:25:13,641
I know. And that's why I'm hoping
you'll fire him.

484
00:25:14,479 --> 00:25:16,470
- Marissa.
- That's the only way he'll move on.

485
00:25:16,648 --> 00:25:19,310
Convince him you don't want him.
I know it's hard on you.

486
00:25:19,484 --> 00:25:21,418
Don't do it for you, do it for him.

487
00:25:22,220 --> 00:25:24,916
Please fire him.

488
00:25:31,730 --> 00:25:33,163
What are you looking to major in?

489
00:25:33,331 --> 00:25:35,231
I was thinking dental hygiene.

490
00:25:35,400 --> 00:25:37,595
Are you guys accredited
with the ADA?

491
00:25:37,802 --> 00:25:40,168
Well, I'll tell you the truth.
Right now, we're not.

492
00:25:40,338 --> 00:25:43,239
It's pending, but you don't
want to be a dental hygienist.

493
00:25:43,408 --> 00:25:45,239
I mean, come on, look at you,
a guy like you?

494
00:25:45,410 --> 00:25:47,935
You like cars? We got a
great automotive tech program.

495
00:25:48,113 --> 00:25:51,207
Yeah? How do your graduates
do in the workforce?

496
00:25:52,817 --> 00:25:54,444
Look, you know,
I can show you the stats.

497
00:25:54,619 --> 00:25:56,610
We got time.
But do you wanna get some lunch?

498
00:25:58,957 --> 00:26:01,448
You know, let me think about it.

499
00:26:01,626 --> 00:26:02,854
- Thank you.
- Wait, Ja...

500
00:26:04,896 --> 00:26:05,954
Are you a vet?

501
00:26:07,866 --> 00:26:09,527
Yeah. Why?

502
00:26:09,701 --> 00:26:11,430
Because I'm about to make your day.

503
00:26:11,603 --> 00:26:13,594
See, most of our students,
they gotta come up

504
00:26:13,772 --> 00:26:16,036
with at least ten percent
of the tuition out of pocket.

505
00:26:16,207 --> 00:26:18,107
But you get the golden ticket.

506
00:26:18,276 --> 00:26:21,370
You got Federal loans,
plus the G.I. Bill.

507
00:26:21,546 --> 00:26:24,447
- Let me show you.
- All right.

508
00:26:28,653 --> 00:26:30,883
ALICIA:
You got something.

509
00:26:34,859 --> 00:26:38,124
- What?
- Ninety-ten.

510
00:26:39,798 --> 00:26:41,095
I have no idea what that is.

511
00:26:41,266 --> 00:26:43,063
You need to call
this recruitment officer.

512
00:26:43,234 --> 00:26:45,896
- Randy Duffield.
- What's his number?

513
00:26:46,071 --> 00:26:47,470
No.

514
00:26:47,639 --> 00:26:49,436
Call him as your next witness.

515
00:26:50,475 --> 00:26:54,275
ALICIA: Mr. Duffield, can you please
tell us about the 90-10 rule?

516
00:26:55,080 --> 00:26:57,310
It is a Federal law that prohibits

517
00:26:57,482 --> 00:27:00,315
for-profit colleges
from receiving more than

518
00:27:00,485 --> 00:27:03,613
90 percent of their revenues
from student aid.

519
00:27:03,788 --> 00:27:05,779
And where does the other
ten percent come from?

520
00:27:05,957 --> 00:27:08,482
From the students themselves.
Their own private funds.

521
00:27:08,660 --> 00:27:11,925
- But there's a loophole, isn't there?
- I'm not sure what you mean.

522
00:27:12,097 --> 00:27:15,260
ALICIA: Veterans. G.I. Bill
and DoD tuition assistance.

523
00:27:15,433 --> 00:27:19,028
That can be counted as private money
on the ten-percent side.

524
00:27:19,204 --> 00:27:21,866
I'm not sure where
we're going with this.

525
00:27:22,040 --> 00:27:23,871
Our client, Maggie Rossum,
is a veteran.

526
00:27:24,042 --> 00:27:27,205
ALICIA: So veterans can go to
Colosseum for no money out of pocket.

527
00:27:27,412 --> 00:27:31,849
Do you target veterans in order to take
advantage of this 90-10 rule?

528
00:27:32,017 --> 00:27:33,109
- No.
ALICIA: Really?

529
00:27:33,284 --> 00:27:35,275
Did you receive this email

530
00:27:35,453 --> 00:27:37,512
from Colosseum's
head of recruitment last year?

531
00:27:37,689 --> 00:27:40,385
It suggests that you lure veterans

532
00:27:40,558 --> 00:27:42,992
from veteran hospitals
and Wounded Warrior centers.

533
00:27:43,161 --> 00:27:45,425
Objection as to "lure."

534
00:27:47,298 --> 00:27:50,927
Sure. Find another word for "lure."

535
00:27:51,703 --> 00:27:52,829
Persuade.

536
00:27:53,004 --> 00:27:58,067
Isn't it a fact that you persuade
poor, unqualified applicants

537
00:27:58,243 --> 00:28:02,009
to take out loans
they can't possibly repay?

538
00:28:02,180 --> 00:28:04,080
That's just not true.

539
00:28:05,050 --> 00:28:06,074
Nothing further.

540
00:28:06,651 --> 00:28:09,711
Mr. Duffield,
is Mrs. Florrick spinning your words?

541
00:28:09,888 --> 00:28:12,049
- Yes.
CARTER: You believe in what you do?

542
00:28:12,223 --> 00:28:15,386
Look, our students, they may not be
the best and the brightest...

543
00:28:15,560 --> 00:28:19,155
I'm sorry to say that, but it's true.
But it doesn't mean

544
00:28:19,330 --> 00:28:22,322
- that they don't deserve a chance.
- Thank you.

545
00:28:23,101 --> 00:28:24,693
I'd like to call Maggie Rossum.

546
00:28:28,273 --> 00:28:33,734
Did you or did you not, Ms. Lockhart,
suggest that I catheterize myself

547
00:28:33,912 --> 00:28:35,709
at a client meeting which took place

548
00:28:35,880 --> 00:28:37,848
in this very room
less than a week ago?

549
00:28:38,016 --> 00:28:39,677
You were getting up
to go to the bathroom

550
00:28:39,851 --> 00:28:42,718
- every five minutes, Howard.
- Answer the question: Yes or no?

551
00:28:42,887 --> 00:28:45,412
Howard, we all make jokes,
including you,

552
00:28:45,590 --> 00:28:47,888
- about everyone at the firm.
- I'll take that as a yes.

553
00:28:48,059 --> 00:28:50,254
Cary gets made fun of
for his youthful appearance.

554
00:28:50,428 --> 00:28:52,259
Twerp, pimple, pre-schooler.

555
00:28:52,430 --> 00:28:55,058
And we've all made fun
of David Lee for... Well, you know.

556
00:28:55,233 --> 00:28:56,928
CARY:
I've heard you joke about

557
00:28:57,102 --> 00:28:59,229
- the pole stuck about Diane's ass.
- Excuse me?

558
00:28:59,404 --> 00:29:01,565
No. Come on, that's different.

559
00:29:01,740 --> 00:29:03,765
- How is that different?
- I'm not talking about

560
00:29:03,942 --> 00:29:05,637
harmless ribbing.

561
00:29:08,580 --> 00:29:12,607
People pour prune juice in my coffee.

562
00:29:12,784 --> 00:29:14,445
They leave adult diapers in my office.

563
00:29:14,619 --> 00:29:17,816
- Oh, come on, Howard.
- What? They do.

564
00:29:18,022 --> 00:29:20,616
No one is leaving
adult diapers in your office, Howard.

565
00:29:22,961 --> 00:29:25,452
I think he wants us to follow him.

566
00:29:29,667 --> 00:29:31,897
HOWARD:
"Property of Howard Lyman."

567
00:29:39,444 --> 00:29:43,608
And here's a...

568
00:29:43,982 --> 00:29:45,244
A bib.

569
00:29:47,085 --> 00:29:48,609
And a catheter.

570
00:29:48,787 --> 00:29:51,915
- I had nothing to do with that.
- But you're creating the climate.

571
00:29:52,090 --> 00:29:55,025
Well, it's a diaper, Howard,
it's not a burning swastika.

572
00:29:55,193 --> 00:29:56,990
These young associates,
they look up to you.

573
00:29:57,162 --> 00:29:59,687
They follow your cues,
and this is what they do.

574
00:29:59,864 --> 00:30:03,595
They harass me. They humiliate me.

575
00:30:06,271 --> 00:30:08,364
Howard, I am so sorry.

576
00:30:08,573 --> 00:30:11,337
And I want you to know we are
gonna take meaningful steps

577
00:30:11,509 --> 00:30:17,277
to correct this ageist culture
that we may have unwittingly fostered.

578
00:30:19,284 --> 00:30:21,844
CARTER: Would you consider yourself
a good student, Ms. Rossum?

579
00:30:22,020 --> 00:30:23,783
I don't know. I...

580
00:30:23,955 --> 00:30:26,549
- I did my best.
- Good.

581
00:30:26,724 --> 00:30:31,286
That's all any of us can hope for.
Doing our best.

582
00:30:31,462 --> 00:30:34,556
Now, in order to do your best,
you would need to show up

583
00:30:34,732 --> 00:30:36,962
for classes, right?
Would you agree to that?

584
00:30:37,135 --> 00:30:38,568
- That depends.
CARTER: It does?

585
00:30:38,736 --> 00:30:41,364
You can be a good student
even if you don't show up for class?

586
00:30:41,539 --> 00:30:46,033
- I would object to that, Mr. Solomon.
- I understand why, but no.

587
00:30:46,411 --> 00:30:48,709
I think that you can be a
good student in a lot of ways.

588
00:30:48,880 --> 00:30:50,370
I understand why you would say that.

589
00:30:50,548 --> 00:30:54,746
According to your attendance records,
you missed two-thirds of your classes.

590
00:30:54,919 --> 00:30:57,752
Do you think that's accurate,
or do you think it's wrong?

591
00:31:01,192 --> 00:31:03,160
I had to work a lot to pay my bills.

592
00:31:03,328 --> 00:31:05,694
CARTER: What about books,
the ones assigned for class?

593
00:31:05,864 --> 00:31:10,824
- Did you buy any?
- Did I buy any textbooks?

594
00:31:11,002 --> 00:31:12,230
No, but I...

595
00:31:12,403 --> 00:31:16,430
CARTER: So aside from tuition, what
did you spend all that loan money on?

596
00:31:16,641 --> 00:31:19,075
They told me I could use that
money for living expenses.

597
00:31:19,244 --> 00:31:21,178
CARTER: Living expenses
incurred while you weren't

598
00:31:21,346 --> 00:31:23,007
buying books or attending classes.

599
00:31:23,181 --> 00:31:26,082
Looks more like a defective user
than a defective product.

600
00:31:26,251 --> 00:31:28,082
- Objection!
- Objection!

601
00:31:28,253 --> 00:31:29,515
He made it sound really bad.

602
00:31:29,687 --> 00:31:32,417
That's because
it is really bad, Maggie.

603
00:31:32,590 --> 00:31:33,921
MAGGIE: The credit card interest
was eating me alive.

604
00:31:34,092 --> 00:31:36,925
Paying off that card seemed
like the smart thing to do. I...

605
00:31:37,095 --> 00:31:39,427
- And it wasn't illegal.
- Well, maybe not.

606
00:31:39,597 --> 00:31:42,065
- But it doesn't look good.
MAGGIE: Did I miss classes? Yes.

607
00:31:42,233 --> 00:31:45,361
But that's because
I was working two jobs.

608
00:31:45,536 --> 00:31:47,299
I always got notes
when I couldn't make it.

609
00:31:47,472 --> 00:31:49,770
- What about the books?
MAGGIE: We'd get PDF versions,

610
00:31:49,941 --> 00:31:52,136
print them out,
pass them around. I mean...

611
00:31:52,310 --> 00:31:55,177
We all tried to make the best of it,
we really did.

612
00:31:56,581 --> 00:31:59,414
- Who's "we"?
MAGGIE: My study group.

613
00:31:59,584 --> 00:32:03,953
We'd just kind of share horror stories,
you know, job tips, that kind of thing.

614
00:32:04,122 --> 00:32:05,953
How many students?

615
00:32:06,124 --> 00:32:07,216
[ALL SHOUTING]

616
00:32:09,327 --> 00:32:12,558
Look, we just need to enumerate
ways Colosseum lied to you.

617
00:32:18,636 --> 00:32:19,694
We just need to wait.

618
00:32:22,240 --> 00:32:24,640
I see you're running
an adult day care now.

619
00:32:24,809 --> 00:32:26,834
- You wanted to talk?
- Yes.

620
00:32:33,251 --> 00:32:37,449
I'll get right to the point, Eli.
I just don't trust you anymore.

621
00:32:39,257 --> 00:32:42,283
I need to be working
with someone different.

622
00:32:42,460 --> 00:32:45,793
Someone who gets along with Ruth,
who has her confidence.

623
00:32:48,599 --> 00:32:51,033
- Did Marissa talk to you?
- No.

624
00:32:52,537 --> 00:32:57,839
Eli. You have an ulterior motive here
and you know it. You are using me.

625
00:32:58,009 --> 00:33:01,137
Yes, but you're using me too.

626
00:33:01,312 --> 00:33:03,542
I keep Ruth from messing
with your life.

627
00:33:03,748 --> 00:33:07,013
Well, I can do that on my own.
No, Eli.

628
00:33:07,952 --> 00:33:10,785
I really appreciate everything
you've done for me,

629
00:33:10,955 --> 00:33:15,790
but now, we need to part ways.

630
00:33:17,395 --> 00:33:19,158
You're serious?

631
00:33:19,664 --> 00:33:21,188
Yes.

632
00:33:21,699 --> 00:33:23,132
We both need a fresh start.

633
00:33:23,301 --> 00:33:25,997
I know it won't be easy,

634
00:33:27,338 --> 00:33:28,828
but it's time.

635
00:33:33,311 --> 00:33:35,006
Good-bye, Eli.

636
00:33:46,357 --> 00:33:49,053
No, I agree. I think maybe
a class action makes sense.

637
00:33:49,227 --> 00:33:50,888
I'm not sure if
we have the wherewithal...

638
00:33:51,062 --> 00:33:52,893
Actually, a class action
isn't possible here.

639
00:33:53,064 --> 00:33:54,861
Why is that?

640
00:33:55,033 --> 00:33:57,058
ALICIA: The enrollment agreement
you signed.

641
00:33:57,235 --> 00:33:59,430
When you registered at Colosseum,

642
00:33:59,604 --> 00:34:02,004
you signed a document saying
you wouldn't sue the school.

643
00:34:02,173 --> 00:34:04,607
- I signed a hundred pieces of paper.
- Are you serious?

644
00:34:04,809 --> 00:34:07,039
We can really sign away our rights?

645
00:34:07,211 --> 00:34:10,339
LUCCA: Unfortunately, yeah.
Legally, you can.

646
00:34:10,515 --> 00:34:12,176
MAGGIE:
So the school can screw all of us,

647
00:34:12,350 --> 00:34:14,409
and then trick us into not
doing anything about it?

648
00:34:19,223 --> 00:34:23,523
A class action suit isn't possible,
but a debt strike is.

649
00:34:24,395 --> 00:34:26,260
It's already happening
at another for-profit.

650
00:34:26,431 --> 00:34:28,456
Corinthian College.

651
00:34:34,472 --> 00:34:37,532
LUCCA: This is a list
of 350 Colosseum graduates

652
00:34:37,708 --> 00:34:40,734
who are ready to default collectively
and suffer the consequences,

653
00:34:40,945 --> 00:34:43,140
unless you intervene
with the Department of Education

654
00:34:43,347 --> 00:34:46,248
and the loan companies
to settle their debts.

655
00:34:46,784 --> 00:34:49,548
- Really? Getting desperate, are we?
ALICIA: It's a debt strike.

656
00:34:49,720 --> 00:34:52,211
Let's see how that will play
with your resale value.

657
00:34:54,058 --> 00:34:55,787
LUCCA:
Or you can settle.

658
00:34:55,960 --> 00:34:58,053
We're listening.

659
00:35:01,999 --> 00:35:07,631
WOMAN: Okay, now I need everyone
to take the cotton balls in front of you.

660
00:35:07,805 --> 00:35:10,603
Pick one up, please. Just one.

661
00:35:11,142 --> 00:35:16,808
Okay, now insert it into
your right nostril, please.

662
00:35:16,981 --> 00:35:18,881
Good and tight.

663
00:35:23,421 --> 00:35:26,447
Okay, now
take the cardboard glasses.

664
00:35:26,624 --> 00:35:28,785
Look at him. He's enjoying himself.

665
00:35:28,960 --> 00:35:31,485
WOMAN:
They're coated with a diffused filter.

666
00:35:31,662 --> 00:35:34,927
And put them over your eyes, please.

667
00:35:35,099 --> 00:35:37,033
Now take the kernels of corn.

668
00:35:37,201 --> 00:35:39,169
A handful will do.

669
00:35:39,337 --> 00:35:41,828
And put them in each shoe.

670
00:35:42,907 --> 00:35:47,105
Come on. Sensitivity training.
Let's be sensitive.

671
00:35:48,146 --> 00:35:50,944
You know what?
I think Howard planted those diapers,

672
00:35:51,115 --> 00:35:52,275
so we would have to do this.

673
00:35:52,450 --> 00:35:54,441
- Here we go.
WOMAN: Good.

674
00:35:55,052 --> 00:35:58,886
Now I want everyone to walk.

675
00:35:59,056 --> 00:36:04,187
And do something simple
like tie your shoes. Go.

676
00:36:04,362 --> 00:36:05,454
Ow.

677
00:36:06,164 --> 00:36:07,631
It hurts.

678
00:36:07,798 --> 00:36:10,824
WOMAN: This is what it's like
to be 80 years old.

679
00:36:11,002 --> 00:36:13,436
This is what it's like to walk.

680
00:36:14,372 --> 00:36:16,363
Isn't that right, Howard?

681
00:36:16,541 --> 00:36:19,806
Sometimes every day is a struggle.

682
00:36:19,977 --> 00:36:23,174
I'm sorry I take naps,
but now you know why.

683
00:36:23,714 --> 00:36:26,478
All day it hurts.

684
00:36:27,218 --> 00:36:30,085
WOMAN: I think Howard could use
all of your support right now.

685
00:36:34,091 --> 00:36:35,683
This is not happening.

686
00:36:37,862 --> 00:36:41,855
PETER: I think unions do have a place.
But if we're gonna stay competitive

687
00:36:42,033 --> 00:36:44,661
in a global economy, then,
I think we have to look

688
00:36:44,835 --> 00:36:47,895
beyond the standard
management-labor paradigm.

689
00:36:48,072 --> 00:36:49,266
MAN:
Excuse me, guys.

690
00:36:49,473 --> 00:36:51,407
Then you agree with your husband,
Mrs. Florrick?

691
00:36:52,677 --> 00:36:55,202
I do. I think creative solutions
are essential.

692
00:36:55,379 --> 00:36:57,574
- So you're against unions?
- No.

693
00:36:57,748 --> 00:36:59,579
But I support my husband
when he says

694
00:36:59,750 --> 00:37:01,513
he's looking for new ways
to avoid strikes.

695
00:37:01,686 --> 00:37:04,587
Then what do you think of your
wife's debt strike, Mr. Governor?

696
00:37:04,755 --> 00:37:06,882
Mr. Governor, I think we have
to get into the ballroom.

697
00:37:07,058 --> 00:37:09,117
MAN: You don't.
Your wife is organizing a debt strike

698
00:37:09,293 --> 00:37:10,760
at Colosseum University.

699
00:37:10,928 --> 00:37:13,260
- Well, I support my wife.
- Even though she's unionizing?

700
00:37:13,431 --> 00:37:16,195
- I would rather look at the facts...
- You are organizing a strike,

701
00:37:16,367 --> 00:37:17,561
aren't you, Mrs. Florrick?

702
00:37:17,735 --> 00:37:20,397
Unfortunately, attorney-client privilege
prevents me from saying...

703
00:37:20,571 --> 00:37:22,630
- We've had enough.
- Okay for your wife to strike,

704
00:37:22,807 --> 00:37:23,865
but not my union?

705
00:37:25,076 --> 00:37:27,544
You gave Alicia the debt-strike idea,
didn't you?

706
00:37:27,712 --> 00:37:30,374
Peter told me to keep a handle
on the family, and we've got Alicia

707
00:37:30,548 --> 00:37:33,108
stirring up trouble on an issue
that's no-win for the campaign!

708
00:37:33,284 --> 00:37:35,047
- It's not no-win.
- Peter can't be saying:

709
00:37:35,219 --> 00:37:37,449
"Vote for me" in one breath,
and "Don't worry

710
00:37:37,622 --> 00:37:39,385
about paying back the government"
in the next.

711
00:37:39,557 --> 00:37:43,653
Oh. You're right. I didn't think of that.
I guess he won't choose between

712
00:37:43,828 --> 00:37:45,955
alienating the unions
or business interests, either.

713
00:37:46,130 --> 00:37:48,121
- You're killing Peter's campaign!
- No, I'm not.

714
00:37:48,299 --> 00:37:50,290
I'm not running Peter's campaign.

715
00:38:02,413 --> 00:38:05,280
Mr. Naftali, Eli Gold.
Oh, I'm so sorry.

716
00:38:05,449 --> 00:38:07,940
I didn't realize it was so late
with you there.

717
00:38:08,119 --> 00:38:13,079
I've given your offer a lot of thought,
and as tempting as it is,

718
00:38:13,858 --> 00:38:15,792
I'm gonna stay put.

719
00:38:20,097 --> 00:38:21,758
JASON: Molly Tuff?
- Yes?

720
00:38:21,932 --> 00:38:23,957
Colosseum class of 2013?

721
00:38:24,468 --> 00:38:26,095
Yeah. Who are you?

722
00:38:26,771 --> 00:38:29,137
I think this is yours.

723
00:38:29,640 --> 00:38:31,835
It's your payment on your student loan.

724
00:38:32,009 --> 00:38:34,375
- How'd you get it?
- From the person who scammed you.

725
00:38:34,578 --> 00:38:37,604
I'm a private investigator. I have
a client who fell for the same scam.

726
00:38:37,782 --> 00:38:39,716
Sent her payment
to that address too.

727
00:38:39,884 --> 00:38:44,446
I can't believe you got it back.
I never have luck like this.

728
00:38:45,022 --> 00:38:46,489
- Oh, my God.
- What?

729
00:38:46,657 --> 00:38:50,184
They just called yesterday
with a new address.

730
00:38:51,095 --> 00:38:53,393
Can I get that address from you?

731
00:39:25,129 --> 00:39:27,256
Hello, jackass.

732
00:40:31,929 --> 00:40:35,763
ALICIA: Eli. Hi.
- I'm staying on.

733
00:40:39,203 --> 00:40:41,671
Okay. Sounds good.

734
00:40:41,839 --> 00:40:42,931
[KNOCK ON DOOR]

735
00:40:48,646 --> 00:40:51,615
Mrs. Florrick,
I apologize if I'm interrupting.

736
00:40:51,782 --> 00:40:54,080
- What do you need, Mr. Schmidt?
- Just to deliver this.

737
00:40:55,286 --> 00:40:57,117
Colosseum is suing you
and Lucca Quinn

738
00:40:57,288 --> 00:41:00,257
for tortious interference with contract.

739
00:41:06,997 --> 00:41:09,465
A judge
will probably knock this down.

740
00:41:09,633 --> 00:41:12,158
I don't think so. There's an
argument that we crossed a line

741
00:41:12,336 --> 00:41:14,600
when we encouraged students
not to pay back their debt.

742
00:41:14,772 --> 00:41:17,605
We escalated, so, they escalated
further, and now we need to...

743
00:41:17,775 --> 00:41:20,107
- Keep going.
- No, I was gonna say deescalate.

744
00:41:20,277 --> 00:41:21,642
JASON:
Lucca's right.

745
00:41:21,812 --> 00:41:24,303
The debt strike is working.
Colosseum stock is falling.

746
00:41:24,882 --> 00:41:27,749
Colosseum has not been willing
to back down so far.

747
00:41:29,687 --> 00:41:33,316
Not to us. But what if it was
someone they cared about even more,

748
00:41:33,491 --> 00:41:35,459
that was applying the pressure?

749
00:41:35,626 --> 00:41:39,357
You don't happen to know anything
about this shareholder derivative suit

750
00:41:39,530 --> 00:41:44,297
- that's been filed against us, do you?
- Absolutely not,

751
00:41:44,468 --> 00:41:47,028
but if I had to guess,
I'd say the theory is

752
00:41:47,204 --> 00:41:50,298
that Colosseum's predatory
recruitment tactics

753
00:41:50,474 --> 00:41:54,808
are a violation of the school's fiduciary
duty towards its shareholders.

754
00:41:54,979 --> 00:41:58,176
- Am I right?
- Uncanny.

755
00:41:58,349 --> 00:42:00,340
LUCCA: Just to recap,
you're facing a debt strike

756
00:42:00,518 --> 00:42:02,315
which is destroying
your not-very-good name,

757
00:42:02,486 --> 00:42:05,353
a shareholder suit
which could bankrupt you in court,

758
00:42:05,523 --> 00:42:06,854
and if either continues,

759
00:42:07,024 --> 00:42:09,083
the Feds are going to investigate
and revoke

760
00:42:09,293 --> 00:42:11,921
your eligibility to receive funding.

761
00:42:12,696 --> 00:42:14,220
What do you want?

762
00:42:18,502 --> 00:42:19,560
[DOORBELL RINGS]

763
00:42:21,305 --> 00:42:22,772
Hi.

764
00:42:22,940 --> 00:42:24,532
I'm sorry to bother you so late.

765
00:42:24,708 --> 00:42:26,699
I just wanted to drop something off.

766
00:42:26,877 --> 00:42:29,869
- What is it?
- Belongs to Maggie.

767
00:42:30,848 --> 00:42:33,749
- Her $8,000?
- Yeah.

768
00:42:33,918 --> 00:42:36,614
- From the scammer?
- Yeah.

769
00:42:36,820 --> 00:42:40,916
- How did you do that?
- I persuaded him.

770
00:42:41,725 --> 00:42:45,354
- How?
- By being persuasive.

771
00:42:46,764 --> 00:42:48,527
You're not gonna tell me, are you?

772
00:42:48,699 --> 00:42:51,224
I will tell you
whatever you wanna know.

773
00:42:51,402 --> 00:42:52,460
ALICIA:
Oh.

774
00:42:53,137 --> 00:42:56,129
I get to the end of the day,
I'm so tired, sometimes,

775
00:42:56,974 --> 00:42:59,772
- I can't think straight.
- That is why I drink.

776
00:42:59,944 --> 00:43:01,036
[ALICIA CHUCKLES]

777
00:43:03,581 --> 00:43:05,344
What do you drink?

778
00:43:08,000 --> 00:43:13,000
<b><font color="#0E7521">Ripped & Corrected By mstoll</font></b>

